Services
Financing your home or investment property shouldn’t feel overwhelming — especially when your financial life is already complex. Whether you’re a business owner, self-employed, or a busy professional, we help you secure the right loan, at the right structure, to support your long-term wealth goals.
Business owners, contractors, self-employed professionals
– your income doesn’t fit a simple mould.
We understand how lenders assess fluctuating earnings and know how to present
your financial story clearly and favourably.
With a wide lending panel through Yellow Brick Road Gladesville, we can find a lender and loan product suited to almost any situation – even unique, non-standard, or difficult scenarios.
We don’t just find loans – we structure them strategically. Through smart use of gearing, we help accelerate your long-term wealth building, not just secure your next property.
Flexible borrowing solutions for many types of properties, for own use, for investment, for construction and for mixed use purposes. Properties can be from small studio apartments to large hobby farms with a home on it.
We simplify the lending process, handle communications with the bank, and guide you through each decision, so you can focus on what matters most.
At Khaw Wealth Consulting, home loans aren’t treated as a standalone product – they’re connected to your bigger financial picture.
Here’s what we consider for you:
Your long-term financial roadmap
and how lending impacts it
Tax considerations,
especially for business owners and investors
Loan structuring,
from offset accounts to fixed/variable strategies
Cashflow planning,
crucial for self-employed clients
Risk management,
ensuring you don’t overstretch your financesand how lending impacts it
Future borrowing capacity,
keeping doors open for future investments
Our goal is always the same:
help you secure the right loan today while setting you up for a stronger financial tomorrow.
We begin by understanding your personal, business, and property goals, plus your financial structure and borrowing needs.
We review your income, liabilities, and documents to determine borrowing capacity and the most suitable loan strategy.
Using access to over 30 lenders, we shortlist the best options based on rates, flexibility, policy, and long-term fit.
We prepare, package, and submit your application – and handle bank follow-ups, to ensure a smooth approval process.
Once approved, we guide you through settlement and ensure your loan structure is optimised for your goals.
We stay with you long after settlement, reviewing your lending regularly as interest rates, policies, and your situation evolve.
Yes, we do. We can assist using both full documentation and low doc loans to assist with your home loan needs.
We also deal with Sole Traders, Partnerships and Companies. We have solutions
We would need documents to show income, bank statements for living expenses (90 days), Identification to ensure you’re not a robot and allowed to borrow in Australia, and investments. But we won’t ask for more than we need. We keep your documents private.
For retail home loans, the lender pays a commission, although they are subject to claw back with a set number of months. In some cases, we may need to charge a fee.
We obtain pre-approvals for purchase and refinancing and cash out for access to equity for various purposes – including to fund a business, investments, for divorce settlements, to purchase a share under an estate and medical needs.
12 years’ experience
in financial planning and mortgage broking
30-year professional background
across small and large organisations
Registered Financial Adviser
who considers your full financial journey
Registered Mortgage Broker
with understanding of assets and liabilities
Registered CPA
for data-driven, financially sound advice
Experience working with high-net-worth individuals, business owners, and professionals with complex income streams
We don’t just help you get a loan -
we help you get the right loan for your long-term financial success.
Let’s secure the right home loan for your situation.
Simple, strategic, and stress-free.
Speak with Alan and start your lending journey with confidence.
Please fill out your details below and we will get in contact with you soon.
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